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HOA – Pros & Cons

Homeowners associations, or HOAs, obviously mean different things to different people. While some households may welcome the chance to live in a well-run, orderly neighborhood, others resent the intrusive aspect of not being free to decide how to manage their own properties. Are you considering a move into an HOA-managed community? Here are a few… Continue reading HOA – Pros & Cons

Real Estate Terminology

Adjustable-rate mortgage (ARM) With ARM loans, interest rates can change after an initial fixed rate period as they adjust based on the interest rate index the ARM is tied to (e.g., LIBOR, COFI, etc.). This loan type is less predictable than a traditional fixed-rate mortgage, but it can potentially yield lower interest rates during certain… Continue reading Real Estate Terminology